Sydney's Inner West is one of Australia's most vibrant small business communities, with thousands of SMEs across hospitality, trades, retail and professional services. OverdraftMe provides fast, flexible working capital finance for Inner West businesses - no tax returns, decisions from 1 hour.
Check my eligibility →Inner West businesses - including cafes, restaurants, retail, tradies, professional services and creative businesses - use OverdraftMe to access fast working capital without the paperwork of a bank. We're based in nearby Drummoyne and serve the entire Canada Bay and Sydney area.
Revolving credit up to $500K. Draw when you need it, repay as revenue comes in. Interest on drawn balance only. No reapplication needed.
Fixed term lump sum up to $500K. Set repayments, planned use. From 6 months trading with $6,000+/month revenue.
Decisions from 1 hour. Same-day funding possible for complete applications. 50+ lenders compared to find your best option.
OverdraftMe is based in Drummoyne - right in the heart of the Canada Bay LGA. We serve Inner West and surrounding suburbs including Drummoyne, Newtown, Leichhardt and Marrickville. Our broker John Pierre Saliba has 10+ years of finance experience and a Bachelor of Business Commerce.
One application compared across 50+ non-bank lenders. One credit enquiry. Best result for your profile.
Bank statements only for facilities under $150K. No BAS, no financial statements, no accountant letters.
OverdraftMe is paid by the lender on settlement. Free broker service - always. No cost to your business.
No - the entire process is handled remotely. Applications are submitted online, approvals are returned digitally and funds are transferred directly to your business account. OverdraftMe is based in nearby Drummoyne but serves all Inner West businesses remotely.
Up to $150,000 unsecured - no property required. Up to $500,000 with property security. The amount depends on your monthly revenue. Most lenders offer 1–2x your average monthly turnover as a facility limit.
Decisions from 1 hour during business hours. Same-day funding is possible for complete applications submitted before midday. Most Inner West clients receive a decision the same day they apply.
Business overdraft: 2+ years trading, $8,000+/month revenue. Business loan: 6+ months trading, $6,000+/month revenue. Both require Equifax 550+.
No credit check · No commitment · Decision from 1 hour · Free broker service
Check my eligibility →