OverdraftMe is a business finance specialist brought to you by Lend & Loan ↗ · 50+ lenders on panel · Based in Drummoyne, Sydney · ACL 511092
OverdraftMe Partner Program

Refer clients.
Earn in perpetuity.

Join Australia's most generous business finance referral program. Introduce your SME clients to OverdraftMe and earn 30–50% commission. Even if they come back direct.

30–50% commission
Client ownership in perpetuity
Licensed & regulated ACL 511092
No conflict with your practice
Become a partner → Call John - 02 8046 3933
50%
Maximum commission
on settled deals
You own the client
in perpetuity
Who this is for

Built for professionals
who serve SME clients

If your clients run businesses, they need cash flow. You can help them - and earn doing it.

📊

Accountants & Bookkeepers

You see your clients' financials every month. You know when they're under cash flow pressure before they do. Referring them to OverdraftMe adds real value - and earns you commission on every deal.

📈

Financial Planners

Your SME clients need more than investment advice. When their business needs working capital, you can refer them to a trusted, licensed broker and earn on every funded deal.

🏠

Mortgage Brokers

Your clients who own businesses need business finance too. OverdraftMe complements your offering - you refer the business finance, we handle it, you earn commission without the complexity.

⚖️

Lawyers & Solicitors

Commercial clients often need fast capital for legal matters, settlements or business growth. Referring them to OverdraftMe adds a valuable service to your client relationships.

🏢

Business Advisors

If you advise SMEs on growth, strategy or operations, cash flow finance is often the missing piece. Partner with OverdraftMe to close that gap for your clients.

🤝

Other Finance Brokers

Write home loans or asset finance but not business overdrafts? Refer your business clients to OverdraftMe and earn commission without stepping outside your area of expertise.

The commission structure

What you earn

OverdraftMe offers one of the most generous referral structures in the Australian business finance market.

Partner commission structure

Commission rate
30% – 50%
When you get paid
On settlement
Client ownership
Yours forever
Repeat business
You earn every time
Setup cost
$0 · Free to join

The perpetuity guarantee: Unlike most referral programs, your client is yours forever. If they return to OverdraftMe six months later through your referral channel, you earn commission on every subsequent deal. No expiry. No exceptions.

How it works

Three steps to your
first commission

1
Takes 5 minutes

Register as a partner

Fill in the form below. John will contact you within 24 hours to confirm your partnership, explain the process and answer any questions. No paperwork required to get started.

2
Whenever suits you

Introduce a client

Simply send your client our way - by phone, email or a direct referral link. You stay in control of the relationship. We handle the finance, keep you informed and never poach your client.

3
On settlement

Collect your commission

When the deal settles, you earn 30–50% of the broker commission. Paid promptly, tracked transparently. And when that client comes back - you earn again.

Why partner with us

Why professionals choose
OverdraftMe

🔒

Licensed & regulated

OverdraftMe is a credit representative of Lend & Loan Pty Ltd (ACL 511092), MFAA Member and AFCA Member. Safe to refer to.

Fast for your clients

Decisions from 1 hour, same-day funding possible. Your clients get a great experience - which reflects well on you.

🤝

We never cross sell

We don't offer home loans, financial planning or accounting services. Your client relationship is safe. We do business finance - nothing else.

📊

50+ lenders

We compare across 50+ lenders to get your client the best deal. Better outcomes for them means more repeat referrals for you.

📄

No tax returns needed

Your clients won't be asked for tax returns or financial statements. Just 6 months of bank statements. Easy approvals, happy clients.

💬

Direct access to John

As a partner you deal directly with John Pierre Saliba - not a call centre. Real relationship, real communication, real accountability.

Become an OverdraftMe partner

Fill in your details below. John will be in touch within 24 hours to get you set up.

John will contact you within 24 hours. No obligation, no paperwork to get started.

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