OverdraftMe is Australia's specialist business overdraft and business loan broker. We compare 50+ lenders to find your best option - no tax returns, no property security under $150K. Free broker service. ACL 511092.
Get a free quote - 60 seconds →OverdraftMe is Australia's specialist business overdraft broker - dedicated exclusively to business overdrafts and cash flow finance for Australian SMEs. Unlike generalist mortgage brokers who dabble in commercial finance, we focus entirely on business overdrafts and working capital. That specialisation means deeper lender relationships, faster approvals and better outcomes for your business.
We work with businesses across every Australian state and territory - from sole traders to established SMEs across construction, hospitality, professional services, retail, healthcare and trades.
OverdraftMe serves Australian businesses in every state and territory. Whether you're in Sydney, Melbourne, Brisbane, Perth, Adelaide, Canberra, Gold Coast, Sunshine Coast, Newcastle, Wollongong or anywhere in regional Australia - we can help you access a business overdraft or business loan through our 50+ lender panel.
| Criteria | Requirement |
|---|---|
| Trading history | 6+ months |
| Monthly revenue | $6,000+ per month |
| Credit score | Equifax 550+ |
| Documents | 6 months bank statements, ABN, driver's licence |
| Property security | Not required under $150K |
| Tax returns | Not required |
| Maximum facility | Up to $500,000 |
OverdraftMe has settled business overdrafts for Australian businesses from $40,000 to $500,000 - approved and funded in as little as 24 hours. See our results →
No tax returns · No property security under $150K · Decisions from 1 hour · Up to $500K · ACL 511092
Get a free quote →A business overdraft broker is a specialist finance broker who compares multiple lenders to find the best business overdraft facility for your business. OverdraftMe is Australia's specialist business overdraft broker, focusing exclusively on business overdrafts and working capital finance.
A broker compares 50+ lenders simultaneously, submits one application to the best-matched lender, and protects your credit score from multiple enquiries. Brokers also have relationships with lenders that can result in faster approvals and better rates than applying direct.
Nothing. OverdraftMe's broker service is completely free to businesses. We are paid by the lender on settlement, not by you. There is no cost at any stage of the process.
Through OverdraftMe, decisions can be returned in as little as 1 hour during business hours for eligible businesses. Same-day funding is possible for complete applications.
You can go direct, but a broker gives you access to 50+ lenders through a single application, handles the process on your behalf, and protects your credit score. There is no cost to using a broker - lenders pay the commission.
A mortgage broker specialises in home loans. A business overdraft broker specialises in business overdrafts and working capital finance. OverdraftMe focuses exclusively on business finance - not home loans, car finance or personal loans.