Eligibility, rates, costs and worked examples for every product on the OverdraftMe panel. Written by John Pierre Saliba. Free to download.
Revolving line of credit. Draw what you need, repay when cash comes in. Interest on drawn balance only. No tax returns under $150K.
Read the factsheet →Fixed-term lump sum with fixed repayments. For equipment, fitouts, hiring, or any planned investment with a known cost.
Read the factsheet →Revolving facility separate from your bank account. Draw for projects, repay when the client pays. Redraw without reapplying.
Read the factsheet →Short-term fixed loan for operating costs. Stock, payroll, BAS, supplier invoices. Fixed repayments with a clear end date.
Read the factsheet →Revolving overdraft with no property security. No caveat on your home. Assessed on cash flow and credit profile only.
Read the factsheet →Decisions from 1 hour. Same-day funding available. For urgent supplier payments, ATO bills, or time-sensitive deals.
Read the factsheet →Approved on 6 months of bank statements. No tax returns, no BAS, no financials. For new businesses or behind on lodgements.
Read the factsheet →Revolving overdraft sized for sole traders and micro businesses. Lower thresholds. Businesses from 6 months old.
Read the factsheet →2 minutes. No credit check. No commitment. 50+ lenders compared.
Get my quote - 2 minutes → 02 8046 3933 John Pierre Saliba · Credit Representative of Lend and Loan Pty Ltd · ACL 511092 · MFAA · AFCA